How to Adult: Ensuring that your car has insurance

A surefire way to make the road feel smoother

Driving can be a daunting part of our daily lives and it’s easier than it seems to get into trouble even if you’ve got a decent amount of experience on the road. Sometimes the trouble might not even be something you yourself caused but no matter what, you’re going to want some insurance for if (and hopefully not when) that happens. You may have gotten a warranty when buying your car which will help with the occasional small repair but you’ll need some insurance to cover you whenever something unmanageable on your own happens.

To start the process of getting your car insured, you’ll need to get in contact with different agencies. Either drop by for a visit or give them a call to see what they can do for you. It’s bad to go into any situation blind so feel free to ask them any questions for something in the process that you don’t understand. 

Once you’ve gotten in touch with the agency, you should start asking them about what coverage plans they can offer you. It’s also worthwhile to check if there’s any special deals that they might have but had forgotten to mention.

After you find a plan or bundle that suits your needs (you can also find this information online if you don’t want to inquire about it over the phone/in person) give them the necessary information regarding yourself, your car and your most recent accident history. 

Accidents will have an impact on the rates that they give you. 

After you provide the company with this information, they should provide you with a standard monthly rate that’ll cover the plan you picked out. If you’re not completely sold on the price, you don’t need to commit to it.

At that point, you can reach out to different agencies and repeat the process to see if any of them have better offers than the initial company you reached out to. Eventually you find that perfect price (or end up back at your original offer). 

Then you’ll just need to set up your payments and provide any additional information that they require in the final parts of the process.Once you’ve got your insurance in hand (or the glove box) then you’ll be ready for whatever the road throws at you, which will hopefully be nothing. Would be a shame to raise those rates.